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There is more to consider than just a great rate. CVCU can help with personalized advice and guidance, and we can help you find the right mortgage, loan or investment at a competitive rate.

 
List of rates for Prime Rate
Prime Rate

Rates Effective: 2025-10-30

 Rate
Prime Rate
4.45%
List of rates for Personal Accounts
Personal Accounts

Rates Effective: 2024-12-13

 Rate
Elite High Interest Savings Account
0.80%
List of rates for Conventional Mortgages
Conventional Mortgages

Rates Effective: 2025-10-30

 Rate
6 Month Open
8.20%
1 Year Open
7.79%
1 Year Closed
4.99%
2 Year Closed
4.69%
3 Year Closed
4.39%
4 Year Closed
4.49%
5 Year Closed
4.20%
5 Year Var Closed (Prime + 0.50%)
4.95%
List of rates for CMHC Insured Mortgages
CMHC Insured Mortgages

Rates Effective: 2025-10-30

 Rate
6 Month Open
8.20%
1 Year Open
7.79%
1 Year Closed
4.99%
2 Year Closed
4.69%
3 Year Closed
4.29%
4 Year Closed
4.39%
5 Year Closed
3.99%
5 Year Var Closed (Prime + 0.50%)
4.95%
List of rates for Short Term Redeemable Term Deposits
Short Term Redeemable Term Deposits

Rates Effective: 2024-09-16

 Rate
30-179 Days
0.50%
180-364 Days
0.70%
List of rates for Long Term Redeemable Term Deposits
Long Term Redeemable Term Deposits

Rates Effective: 2025-10-30

 Rate
1 Year
2.00%
2 Year
2.00%
3 Year
1.85%
4 Year
1.85%
5 Year
1.85%
List of rates for Long Term Non-Redeemable Term Deposits
Long Term Non-Redeemable Term Deposits

Rates Effective: 2025-10-30

 Rate
1 Year
2.70%
18 Months
2.75%
2 Year
2.80%
3 Year
2.90%
4 Year
3.00%
5 Year
3.10%
List of rates for USD Long Term Non-Redeemable Term Deposits
USD Long Term Non-Redeemable Term Deposits

Rates Effective: 2024-09-16

 Rate
1 Year
0.25%
List of rates for RRSPs, RRIFs and TFSAs
RRSPs, RRIFs and TFSAs

Rates Effective: 2025-10-30

 Rate
Variable Rate
0.10%
1 Year Non-Redeemable
2.70%
18 Months Non-Redeemable
2.75%
2 Year Non-Redeemable
2.80%
3 Year Non-Redeemable
2.90%
4 Year Non-Redeemable
3.00%
5 Year Non-Redeemable
3.10%
Rates are subject to change without notice at any time and are not guaranteed unless confirmed in writing. CMHC Mortgages are based on high-ratio insured mortgages with amortizations of 25 years or under. For more information visit us at the branch or call us at 250.344.2282 or toll-free 1.888.298.1777.

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