Online Credit Reports

Check Your Credit with Equifax Canada Inc.

Columbia Valley Credit Union recommends that everyone check their own credit report at least once a year. Building and maintaining a good credit history not only involves paying bills on time, but also requires resolving any inaccuracies that may appear on your credit report.

Equifax Canada Inc. receives your credit information directly from the financial institutions and retail outlets you use. The information is compiled in a credit report that lenders refer to whenever you apply for credit or loans. Lenders look at whether you made your payments on time and consistently.

Get To Know Your Credit Report. You'll Benefit.

There are many benefits to knowing your credit report:

  • You will gain an understanding of the credit process and see what kind of information is tracked.
  • You can find out who has been checking your credit history.
  • You can learn about ways to improve your credit report so that you can plan for major loans and purchases.
  • You can see if identity theft or fraud has taken place by inquiring about unusual purchases and defaulted payments you know you didn't make.
  • You can resolve any inaccuracies that appear on your report and improve your credit rating as a result.